Charles R Downs JR CFP^®, CLU^®

Plan Now for Your Future

Financial success doesn't happen by chance. It has much more to do with choice. Transforming aspirations into actuality takes acumen, hard work, discipline and strategic financial planning.

Since joining Northwestern Mutual in 1990, Charles R. Downs Jr, CLU^®, CFP^®  has helped his clients identify their personal, professional, and financial goals by providing comprehensive and thoughtful advice and recommendations that are in alignment with their goals and objectives.

When it comes to your financial goals, each decision you make and action you take will have a significant impact on your future financial circumstances. A good financial blueprint will lay out what you need to do today to achieve your goals tomorrow.

When it’s a matter of planning for the future, realizing the need to take greater control over your financial life is the first step. Choosing someone who has the ability and resources to best address those needs is the next. One way that Chuck demonstrates this ability is by having earned both the CERTIFIED FINANCIAL PLANNER^TM and the Chartered Life Underwriter designations. 

Chuck has the skills, knowledge and experience  to listen, clarify and help prioritize your goals and aspirations to develop a financial plan designed to help you achieve your vision for the future. Chuck's commitment is steadfast in helping clients obtain and achieve results that create legacies and financial security for themselves, their families, and their businesses.

Chuck will help you ensure your financial future is all you desire it to be.

In addition to serving as a Wealth Management Advisor, Chuck is the Managing Director for the Miami District Network Office for Northwestern Mutual Financial Network located in downtown Miami.

The Downs Group Mission Statement

Our mission is to lead and inspire those that we have the privilege of impacting to recognize their unlimited potential and consistently make progress towards it. Our aim is to help our clients achieve financial security through expert guidance, innovative solutions and enduring relationships. To this end, we will always strive for consistent and never-ending improvement.

Northwestern Mutual Financial Network News 

Northwestern Mutual Again "America's Most Admired" in FORTUNE Survey: For the 25th year, Northwestern Mutual has been named "America's Most Admired" in FORTUNE magazine's annual survey

Northwestern Mutual announces a record dividend
In 2008, Northwestern Mutual will pay out more than $5 billion in dividends on its participating policies. This amount is not only a record for Northwestern Mutual, but also for all mutual insurance companies. Click here to learn more.

150 Years of Working Together: Northwestern Mutual has been putting clients first for 150 years so they can put their loved ones first. Click here to play the video or click here to visit the company timeline.

Northwestern Mutual's CEO on CNBC: CEO Ed Zore appeared on CNBC's show "Morning Call" discussing Northwestern Mutual's unique strategy. Click here to play the video.

Children´s Guide to Handling Money Wisely: Chuck Downs would like to introduce you to a website sponsored by Northwestern Mutual Financial Network that is designed for a very important group of people in our lives . . . our children! Learning to handle money wisely is a lesson that desperately needs to be learned at a young age. Our kids, grandkids, nieces, and nephews are the ones that will be shaping our world in the near future! Click here to visit the site.

Northwestern Mutual receives "best possible ratings"

The four major ratings agencies, Standard & Poor’s, A.M. Best, Moody’s, and Fitch, have each confirmed the company’s insurance financial strength ratings. We take great pride, especially in these economic times, in providing our clients the consistent financial strength that has been our signature for over 150 years.

Click here to read more.

Managing Your Money In A Downturn

Northwestern Mutual was recently featured in The New York Times Wealth Matters column, "Never Mind Your 401(k). How’s Your Insurance?" about the importance of managing risk in the current economic environment, and strategies that the wealthy use to manage not only their money but their overall well-being. Northwestern Mutual Executive Vice President Greg Oberland comments about how people should be rethinking and managing their insurance needs in a downturn. Read the article (PDF).